Privacy Policy

Introduction

PlanToFire ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website plantofire.com. By using our Website, you consent to the data practices described in this policy.

Information We Collect

Information You Provide

• Calculator Inputs: Financial data you enter into our calculators (processed client-side and not stored on our servers)
• Email Address: If you subscribe to our newsletter or contact us
• Contact Information: Name and email when you reach out to us

Information Automatically Collected

• Usage Data: Pages visited, time spent, links clicked
• Device Information: Browser type, operating system, device type
• IP Address: For rate limiting and security purposes
• Cookies: Session cookies and preference cookies (see Cookie Policy below)

How We Use Your Information

We use the information we collect to:

• Provide and maintain our Website and calculators
• Improve user experience and website functionality
• Send newsletters (only with your consent)
• Respond to your inquiries and support requests
• Monitor and analyze usage patterns and trends
• Detect and prevent fraud, abuse, or illegal activities
• Comply with legal obligations

Calculator Data Processing

Important: All financial calculations are performed entirely in your browser (client-side). We do not collect, store, or have access to the specific financial numbers you input into our calculators. The only data sent to our servers relates to general usage metrics (e.g., which calculator was used, not the values entered).

Cookie Policy

We use the following types of cookies:

• Essential Cookies: Required for basic website functionality
• Preference Cookies: Remember your settings and choices
• Analytics Cookies: Help us understand how visitors use our site (Google Analytics)

You can control cookies through your browser settings. Disabling cookies may affect some features of our Website.

Third-Party Services

We use the following third-party services:

• Cloudflare: Content delivery and DDoS protection
• Google Analytics: Website analytics (anonymized IP addresses)
• Email Service Provider: Newsletter distribution (if applicable)

These services have their own privacy policies governing the use of your information.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share information:

• With service providers who assist in operating our Website
• To comply with legal obligations or court orders
• To protect our rights, privacy, safety, or property
• In connection with a business transfer or acquisition
• With your explicit consent

Data Security

We implement appropriate technical and organizational security measures to protect your information, including:

• SSL/TLS encryption for all data transmission
• Regular security audits and updates
• Limited access to personal information
• Secure data storage practices

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Calculator inputs are not stored and exist only in your browser session.

Your Rights and Choices

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Opt-out: Unsubscribe from marketing communications
• Data Portability: Receive your data in a structured format
• Withdraw Consent: Where processing is based on consent

To exercise these rights, please contact us at privacy@plantofire.com.

GDPR and CCPA Compliance

For European Users (GDPR)

If you are in the European Economic Area, you have additional rights under the General Data Protection Regulation (GDPR), including the right to lodge a complaint with your local data protection authority.

For California Residents (CCPA)

California residents have specific rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to opt-out of the sale of personal information (which we do not engage in).

Children's Privacy

Our Website is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If we discover that we have collected information from a child under 18, we will delete that information immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using our Website, you consent to the transfer of information to countries outside your country of residence.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of the Website after any changes indicates your acceptance of the updated Privacy Policy.

Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: privacy@plantofire.com
Website: https://plantofire.com

For privacy-specific requests, please use "Privacy Request" in the subject line of your email.

Consent

By using our Website, you consent to our Privacy Policy and agree to its terms. If you do not agree to this policy, please do not use our Website.